Clear Van Insurance The perfect level of cover for both personal & small business use. Call Now 0333 003 8450. There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. Van Insurance can be complicated, with many optional extras to choose from - such as business usage. Highway Motorcycle insurance. With business van insurance, you can get all of the above optional extras and more, such as tools in transit protection. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Van insurance is a legal requirement to drive your vehicle on the road. Important changes. Vans offer much more flexibility, mainly due to the extra space they give you. This article contains links to other sites, and we're not responsible for the contents of any of these websites. Van insurance allows you to use your van or pick-up for your business, e.g. Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van. Buying & selling a van Running your van Your van & your business Insurance News. It's a legal requirement to have van insurance, just like with cars. You can claim if you have an accident or if your vehicle is damaged or stolen. Perfect for smaller vans being used for small businesses. We use cookies to make sure your experience is as good as it can be. Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). Highway Van Insurance Van insurance thats delivers. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. Highway Specialist Vehicle insurance. By continuing to use our website, you agree to receiving our cookies on your web browser. Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. It can also be called company or commercial van insurance. The perfect level of cover for both personal and small business use. to carry your goods, tools or equipment to different locations as part of your working day. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. We cover drivers aged from 19 to 74. Learn more about cookies. Make a Claim. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. It provides financial protection against the same risks car drivers face. Learn more about our commercial van insurance below, or get some more information on our private van insurance. You run a business that uses vans, e.g. You use your van as a sole trader, e.g. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size. Business and commercial van insurance policies we offer. goods you’re delivering). How to save on your van insurance. You need commercial van cover if: 1. For example, if you use your van to carry stock, tools and equipment to different locations as part of your normal work, or to make deliveries to your customers, you’ll need business van insurance. You’ll need to take out a specialised business van insurance policy to be insured to drive the van for business – depending on the exact nature of your work, you can choose from: Building your business cover. We're focused on building strong relationships with like-minded brokers to provide you with the best products and services for you . View LV Highway Insurance policy documents here or get an insurance quote. We've now stopped writing new business and issuing renewals for LV= Commercial products. It does not include insurance for your own vehicle. Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly. Cover features. Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. Vans up to 7.5t including ice-cream vans and tippers, offering any driver cover . higher the group, the greater the premium. Please speak to your broker about your insurance needs. It's important to us that if you need to make a claim, you receive a hassle-free service. Tools of the trade Tradesmen tips Business basics Insurance News. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. Cover features . You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. It’s important to note the difference between a courier and a haulier to ensure you take out the correct policy. Getting started Running your property Tenants Finance & legal Market trends Insurance News. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. courier service 3. Visit our cookie policy page to find out more and how to change your cookie settings. Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. Here’s what you need to know about our comprehensive Highway Van product. 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